The above-mentioned fees may be amended or waived by decision of the authorized body approving the respective loan.

The fees for the above-mentioned services shall not be charged in respect of the obligations of deceased customers (including guarantors).

The fees for the above-mentioned services shall not be charged in respect of the obligations of the Company’s employees, including former employees.

If several transactions are carried out simultaneously (for example, amendment of loan terms and change of pledged vehicle), the maximum fee established for the respective transactions shall be charged, unless otherwise required by the authorized body.